Most people only read their policy from cover to cover when they need to make a claim. Unfortunately, by this time it’s often too late.
There are three types of car insurance policies that are offered:
COMPREHENSIVE INSURANCE: This type of insurance will cover to the damages to your car and to other people’s property if you have been involved in an accident and the driver is covered by the policy.
THIRD PARTY PROPERTY INSURANCE: This will cover the expenses on the damages to other people’s property caused by the accident. Howerver, it will not pay for the damages inflicted to the car.
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